A good news has come about the Prime Minister Jan Dhan account. The Finance Ministry has released the data so far from its inception, due to which many good information has come out. Finance Ministry said that more than 41 crore people have benefited from the Pradhan Mantri Jan Dhan Yojana (PMJDY)
Under this scheme to promote financial inclusion, the total number of Jan Dhan accounts increased to 41.6 crores by 6 January 2021. The Finance Ministry said in a tweet, ‘The government is committed to financial inclusion of all citizens. By 6 January 2021, the number of Jan Dhan accounts had crossed 41 crore.
Zero balance accounts also decreased
The Finance Ministry has said that the number of zero balance accounts has come down from 58 percent in March 2015 to 7.5 percent. From this it seems that every Jan Dhan account holder is using it now.
The scheme was started in the year 2014
Significantly, Prime Minister Narendra Modi had announced the launch of Jan Dhan Yojana in his Independence Day address in 2014. On August 28 of the same year, this scheme was announced to begin. The scheme was launched on August 28 of the same year. The government launched a second version of this scheme in 2018 with more features and benefits. The government launched the second version of the scheme in 2018 with more features and benefits.
It is very easy to open a Jan Dhan account, and if you do not have a bank account yet, you can open a Jan Dhan account. For this, you have to fill a form in the bank. In it, name, mobile number, bank branch name, applicant’s address, nominee, business/employment and annual income and number of dependents, SSA code or ward number, village code or town code will have to be given.